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Here's how it works


Signup with Optima

Once you sign-up, your employees can opt-in for any tax benefits vouchers offered by Optima – from medical and fuel reimbursements to meal vouchers.


Grant benefits

Grant employee vouchers to those who've opted-in by adding funds to your Optima Corporate Dashboard & scheduling a payout.


Avail benefits

Employees can now easily avail their tax benefits vouchers in multiple ways – through the Zeta app, the Zeta Super Card, the Zeta NFC tag or the Zeta on Web.

The Optima benefits in detail

Meal Vouchers

Meal Vouchers

Medical Reimbursements

Medical Reimbursements

Fuel & Travel Card

Fuel & Travel Card

Communications Card

Communications Card

Gadget Card

Gadget Card

Gift Card

Gift Card

LTA Card

LTA Card

Zeta Super Card

All the benefits of the Zeta app, in a beautifully-designed MasterCard that works anywhere.

Use anywhere

Use your Super Card at any outlet that accepts card payments.

Works like a debit card

Using Super Card is easy. It works just like any debit card.

Online payments

Ordering food from a website or app? Your Super Card works online too.

100% compliant

The Super Card is fully compliant with Income Tax and RBI norms.


Optima is built with multiple layers of security and encryption to keep your money secure.

Everything you need

Optima works seamlessly for everybody in your company – Employees, HR teams & Finance teams.

One-click paperless distribution

Distribute Optima benefits to your employees in seconds using our web dashboard for employers.

Works for every employee

Optima can be used in multiple ways – through the Zeta Super Card or through mobile apps for Android, iPhone & Windows Phone.

300,000+ merchants

Optima Meal Vouchers can be used at over 3 lakh+ merchant outlets across the country.


Customise spending rules, limits and more to match your company's policies.

Easy to try, easy to use

While Optima is designed to be fully self-service, our teams are available to help in any way.

100% RBI & IT compliant

Compliance matters. Which is why Optima is fully compliant with Income Tax and RBI norms.

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